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solutions
costs

 

 

 

 

 

 

 

 

costs

The trying times of fragmented families, single parents, and the fiscal reality of two-income homes have increased the stresses of everyday life. Healthcare costs have been estimated to be up to 46% higher in workers who felt they were under a lot of stress.

According to the Bureau of Labor Statistics, disorders assoicated with repetitive motion have increased over 600% from 1985 to 1992. In 1997 these disorders accounted for $1 of every $3 spent on workers' compensation. The combined cost of repetitive motion injuries is $15-20 billion.

A national study by Office Organix shows a computer workforce of 18 million at a significant risk from repetitive stress injury. In the U.S. these injuries account for 60% of all workers' compensation costs.

NIOSH has estimated that the largest amount of lost time injuries are due to low back pain and that 50-100 billion dollars was spent on these injuries in 1997. This accounts for up to 40% of all dollars spent on workers' compensation insurance and an average of $8,300 per case.

Carpal Tunnel Syndrome increased 289% in the state of New York from 1989-1995 and 86% of these people have been permanently disabled.

 

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solutions

Wellness services implemented in corporations around America have proven to reduce costs related to medical insurance provisions and have proven to increase employee production while at work. The targets are straightforward, half of all diseases have a link to poor health behaviors, and 20% of employees account for 80% of medical claims costs.

Ergonomics has been proven to be an effective element in reducing the toll of work related injuries and illnesses. OSHA has just published an Ergonomic Standard which will be expected to go into effect this year after public comment has been received. Why wait to become compliant with the standard when you can significantly lower your costs today.

Disability Management has saved the cost of underwriting workers' compensation and medical insurance. The use of certain program's can reduce the indemnity costs related to workers' compensation and short term disability. EWS is capable of assessing your needs and building a program that works for you.

"In a Proctor and Gamble study of 8,334 employees who participated in a health promotion program, 29% had lower healthcare costs and 36% had lower lifestyle related costs...reduced absences, and increased productivity." (Article 1)

"...Employees insured by the city of Mesa Arizona (showed) a reduction in healthcare costs of 3.60 for every dollar spent (after participating in a wellness program)" (Article 1)

"Intel's ergonomics program cut their overall injury rate by 33%, reduced OSHA recordable sprain/strain and CTD rates by 37%...and saved the company millions of daollars" (Article 2)

After implementing an ergonomics program in one of its plants "Texas Instrument...achieved a 91% reduction in workers' compensation costs from MSD's-from $2.6 million in 1991 to $224,000 in 1996." (Article 1)

"Recent insurance industry statistics suggest that injured employees involved in a structured, goal oriented transitional work programs return to the job 50% quicker...The net is...a reduction in 50-60% of total costs." (Article 4)

1. Wellness Program Management Adviser, Vol IV, No. 9, September 1999.
2. CTDNews, November 1999
3. American City Business Journals, 1997
4. Orthopedic Practice Vol. 8;3:96

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